Whether it is Health or Life, We've got you covered.

1 Million+

Families Helped

$150 Billion

Life Insurance Placed

$800 Billion

Premium Sold

10,000+

Professional Agents

It’s not about what you need, it’s about what your family needs when you’re not here.

1 Million+

Families Helped

$150 Billion

Life Insurance Placed

$800 Billion

Premium Sold

10,000+

Professional Agents

Melanie Arroyo

ABOUT ME

ABOUT ME

I'm Melanie your go-to life & health insurance broker and self-proclaimed dog lover. I am proudly licensed in over 30 states, and work exclusively with A+ rated carriers to provide my clients with the highest quality coverage available while building generational wealth for their loved ones.

My ultimate aim is to ensure that, by the end of our conversation, that you and your loved ones are in a better position than when we began. Whether you are just looking to protect your family when you are no longer here, or looking to build generational wealth, with me by your side we will make sure to find something that is your perfect fit. And you can't get rid of me that easily, as I will be in your corner as your agent for life!

When I'm not helping protect families across the country, I am home spending time with my two fur babies who remind me of the importance of protecting what matters most. So whether you're just starting to explore your options or you're ready to make a decision, I am here to guide you through the process and ensure that you have the coverage you need for the road ahead.

WE GOT YOU COVERED

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Final Expense

Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered.

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Indexed Universal Life

This is a type of permanent policy that allows the insured to accumulate cash value in addition to their death benefit. It can be setup to help supplement your retirement plan.

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Final Expense

Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered.

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Indexed Universal Life

This is a type of permanent policy that allows the insured to accumulate cash value in addition to their death benefit. It can be setup to help supplement your retirement plan.

Mortgage Protection

Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. In the event of a death, the mortgage will be paid in full, so your family can keep the house.

Fixed Indexed Annuities

This is a safe way to participate in the market's gains while avoiding potential loses and keeping your retirement secure.

Affordable Health Insurance

Whether it's individual, family or small business owners, we got you covered. With access to over 20 A rated carriers nationwide, including PPO, HMO and supplemental networks to choose from. Pay for ONLY what you need.

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